Terms of Use

Last updated: June 24, 2026

These Terms of Use govern your access to and use of insurspotlight.com (the "Site"), operated by InsurspotLight ("InsurspotLight", "we", "us", "our"). By using the Site you agree to these Terms. If you do not agree, do not use the Site.

Nature of the service

The Site is an advertisement and a lead-generation service. InsurspotLight is not an insurance company, agent, broker, or a government or consumer-protection agency. We do not issue policies, bind coverage, or guarantee any rate, quote, or approval. Any decision about insurance is made between you and a licensed provider.

No guarantee of savings or eligibility

Any rates, savings, or examples shown on the Site are illustrative only. Actual quotes depend on your individual circumstances, including driving history, location, vehicle, and the provider you choose. Comparing quotes does not guarantee a lower rate, and not all applicants will qualify for coverage or for any specific offer.

Consent to be contacted

By submitting your information, you agree to be contacted by InsurspotLight and by participating third-party providers by phone, email, and SMS regarding insurance products and related offers, as described in our Privacy Policy.

Acceptable use

You agree to provide accurate information, to use the Site only for lawful purposes, and not to interfere with its operation or attempt to access it through automated means without permission.

Intellectual property

All content on the Site is owned by InsurspotLight or its licensors. All third-party trademarks and logos are the property of their respective owners, and their appearance does not imply affiliation or endorsement.

Disclaimer of warranties

The Site is provided "as is" and "as available" without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose, or non-infringement.

Limitation of liability

To the fullest extent permitted by law, InsurspotLight is not liable for any indirect, incidental, or consequential damages arising from your use of the Site or from any interaction with a third-party provider.

Changes

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

Contact

InsurspotLight
[Your registered business mailing address]
Email: [email protected]
Website: insurspotlight.com